1. What happens when you do a refi take cash out to pay creditors. The mortgage company sends you checks to pay them. Some of the accounts are 3-4 years old and charged off. I have called and called and can’t get anyone to help me at these companies about where to send the checks to to pay these accounts off. What can I do at this point? This money is included in my refinance and it’s about 7k I don’t just want to pay all this back if I can’t use these checks to pay off creditors with them.

  2. That's odd. The mortgage company should have ordered the payoff demand. I would talk to the title company that did your refi, they are supposed to send the money to those creditors.

  3. They pulled amounts from the credit reports of mine and my husbands and sent checks to us after closing for us to mail to creditors. I don’t like the idea of money just being floating around when no one can tell me anything about it because it has been so long.

  4. Call them yourself and wait on the phone for an hour until you get what you want, and refuse to get off the phone until they send it to you.

  5. I am going to try that first thing in the morning. This is so ridiculous, I am not understanding why this process takes so long. Is it just the USDA?

  6. If the truck title is solely in the Dad's name then it belongs to his estate. If the executor of the estate won't sell or give the title to the son then there is nothing that can be done.

  7. My dad passed away 6 months after they got it. So there is still a lot owed on the truck. My mom is the executor of the estate, my son is paying for it. However, he can’t afford to pay it off and there was no insurance to pay it off.

  8. Just wondering how long you have been taking it. And do you take the powder or the pills? And how much?

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