1. I don't think anyone answered your question directly yet. Here's what I learned: rates change practically every day so there's really no reason to shop for lenders based on rate alone before you're under contract. You can talk to a few beforehand but you really only need to be pre-approved with one. Once you're under contract is the time to start shopping right away. You should be able to get a quick loan estimate from any lender without a hard credit pull and only giving them basic information. Pro tip: ask your pre-approval lender what credit score they're using. I only recently learned that this number could be vastly different than the numbers you can get for free from credit karma or wherever. Anyway, once you have a few estimates, play the lenders against one another to see who can give you the lowest rate and best terms. I got over 0.5% better rate with 2k in credits compared to my pre-approval lender this way. It was honestly such a pain spending so much time doing this, but it saved me a couple hundred a month so worth it in the end. Good luck!

  2. Realtor suggestion is rarely the cheapest so you need to do your own independent analysis. I would suggest getting rate quote from 4-5 lenders of all shapes and sizes. Broker, online lender, your bank, community bank or CU, large and small.

  3. You are getting roasted OP but unfairly IMO. If your salary is close to that 30K then in the US you would be barely above poverty with a family of 4, that would explain to me why you weren't giving your wife money to get her hair done. Now your wife is making significant income she didn't tell you about. Anyone would be upset in that situation. She wants to buy a brand new very expensive car with money from a job that is highly variable in it's income with a short shelf life. Doesn't sound like a sound finical decision to me and that money could be put to a lot better use for your family but that's ultimately beside the point. The point is your wife was dishonest. You need to talk to your wife about why she hide this from you. Try to approach this from a place of understanding and looking at how you can be more honest with each other going forward.

  4. There was a time when I would have wanted Sonny to go out in a storm of bullets but I think I would prefer he get life in prison. If MB wants to guest star from time to time his kids can go visit him in jail for advice.

  5. As many have already mentioned it's definitely what we used to call preppy (I understand that kids nowadays have an entirely different definition of preppy, but alas), and what we in contemporary "aesthetic terminology" would place somewhere around light/dark academia or "old money".

  6. What do the kids define as preppy now? Or do they just not use the term anymore because there are some many more niche vibes for aesthetics?

  7. Joss' character only makes sense if you think of her as someone who knows she's a hypocrite but only is willing to call out people she doesn't like at the moment.

  8. Exactly she’s her mother’s daughter. Championing the virtues of Sonny, Dex, and Jason and perfectly happy to use the money and power the mob provides until it harms her or someone she loves. Then they become a disgusting menace to society for all the behavior she was previously excusing to the rest of town.

  9. I would be a pleasant surprise if it was someone other than Sonny, Carly, or Michael but it would be a far cry from redemption.

  10. Do you think they could redeem Jason for you? I think it would be really hard if he just goes back to his normal life after this.

  11. It would have to be turn around similar to what we saw with BM’s Drew where he very clearly made the choice to protect his family over continuing to be at the beck and call of Carson. He made moves to make on honest living and was an involved father. These choices juxtaposed with how Jason behaved when he returned from the dead are what cemented Jason as a bad father. I think Sam seeing what life was like with Drew vs. Jason helped her to finally wake up to the fact she and the kids were not Jason’s top priority and they deserved better.

  12. The realism of their breakup juxtaposed with the completely nonsensical way Emma’s character a total nobody gets her big break via a self produced one night only one woman show irks me to this day.

  13. I am all about the visuals and organized my stations in rainbow order. I try to put the rest spots together based on theme. All the nature features together, food together, carnival types together. Since I expanded my forest I am left with a lot of empty space : /.

  14. The narrator is pretty much your internal monologue meaning you find Gortash attractive

  15. He is not remarkably old or young in my view. He’s middle aged and I’d have pegged him closer to 40’s than mid 30’s.

  16. After Gale gets bad news from his wizard grandpa Karlach says she’s going to cheer him up by telling him something to the effect that she hasn’t read a book since 2nd grade. I laughed but then after thinking about it I think she may have been serious…

  17. One piece did a fantastic job of grounding its characters without losing the spirit. Same with the overall world and story. Anime had and still has a lot of really shitty tropes that continue and I know almost no one who likes them. The obvious one being the pervy guy trope, which often borders on sexual assault. I have watched anime for over 20 years, so I can basically ignore this completely when it happens, but for people less familiar it can be super off putting. I especially hate it when it clashes directly with who the character is at any other point in the story, only used to make “jokes”.

  18. My bf and I had never seen much of the anime but decided to watch the Live Action after seeing the positive response. We both really liked it and it got my bf to start watching the anime from the beginning. I strongly agree with your assessment that the Live Action grounds the One Piece world while maintaining the spirit. The removal of the perverted and sexiest tropes in the Anime is a major improvement as is the trimming of the fat. The anime suffers at times as feeling dragged out in several places (surely partly due to the anime airing while the comic is still being published). It’s most definitely been the exception to the rule when it comes to Anime adaptations though.

  19. I like to jokingly say that I have car blindness. I frequently struggle to remember what my friend’s cars look like and mix my fiancé’s car up with one that is the same make and color but different model on our street. IMO most women are like this where the differences between cars are very subtle to us because we don’t really care to the degree men do.

  20. The Star Macaron is the rarest resource in the game, the price tag increase is to maintain scarcity. It’s also why you can only buy 2 in the event whereas the other resources you can buy 3.

  21. The fear that kid gave off was the most horrifying unsettling thing I have seen in a long time.

  22. Same season 3 might be my fav. I love musicals though so I’m biased.

  23. didn't she have that apology tour a couple years ago? Vaguely remember small interactions between Liz and Sam with her, especially when cam and Joss were dating.

  24. I don’t recall Sam or Liz ever getting an apology though both would have well deserved one. It was more through being mothers and the losses of Jason, Sonny, and Franco put things into perspective and everybody buried the hatchet.

  25. Maybe I’m dumb but won’t a highly average face also be symmetrical?

  26. If some random pregnant person tells you that you can’t talk about their pregnancy, that means it’s unethical to talk about it? This is your argument? How many times in your life have you talked about some aspect of someone else’s life without their permission? Probably thousands, if not more.

  27. Yes being an asshole is considered unethical. Morality is subjective but I would say that Reddit culture is generally of that view.

  28. Super, knock yourself out. If there’s something in an actual medical code of ethics you can show me that prohibits what this asshole did, post a link. That would be great. Thanks.

  29. I don’t know if you are aware but ethics apply beyond the medical field. Stop. Have a look around you. This is Reddit. We have an entire sub titled Am I the Asshole? And those who are voted the asshole are deemed as in the wrong. By your own admission this guy is asshole. This is the way.

  30. Okay normally I’m not one to cry rage bait, but no one writes like this. Feels like an AI wrote this that doesn’t have a grasp on English.

  31. My grammar was poor. His puppeting her ultimately kills her. He does not directly kill her but she dies as the result of brain injuries due to being enthralled by him.

  32. I may have jumped to the wrong conclusion those were different Duke Stelmane’s. I never laid eyes on the dead Duke so I believe you they were the same and that the stroke didn’t kill her. I still land in the same place that the Emperor is as cruel an ally as he is an enemy.

  33. It's the nature of an unfinished act 3. Companions barely care about anything in act 3.

  34. The reactions if you betray Shart are pretty underwhelming. I’d like it if there was a cut scene when you return to camp that the remaining party members call into question your leadership and you have to do a persuasion or intimidation check to make them stay.

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