Here in Arizona there's so many courts and games available at all times it's finally catching up. I play at 3 indoor facilities as well as parks. No membership, avg cost $10 a day for 1 or 2 hours play for the indoor places.

Is Tempe a good place to move for pickleball?

Couldn't pick a better spot. Picklemall is a massive indoor facility, at least 4 other indoor places I can think of and a ton of public parks lit and open till 10pm or so.

Nice, I'm sold! Pickleball is life.

Do you want to be a landlord? Are you willing to pay 10-20% for a managment company? If you just invest your money after sale you will make 5% in a HYSA or if you plan on renting for more than 5 years you can invest it and should return more than 5%.

No, I'm managing it myself. But the home could also appreciate 5%.

What's so great about 800-1000 monthly cash flow? If you just invest the sale proceeds in the market it'll earn well more than 800-1000/month on average.

The cash flow keeps a steady source of liquid funds, accelerates equity, and the home will appreciate. Plus it's a 3% mortgage.

How much was purchase price? Can't determine tax without that homie

180K

Yeah if you're not moving back and aren't set on buying another place, sell. I don't even like suggesting selling for the most part, but yours is an easy sell if you can get 485k

You don't think holding for appreciation and a 3% rate is enough to keep?

Wait, this seems to be a manual, unpowered thing. It's on the door, so there are no wires. The ones I've seen work by the outdoor button physically causing a hammer to strike a bell.

So then it seems like I would need to change the box and the button outside.

I think so. You could put a battery Ring where the current button is.

Too bad I can't change the outside. Condo policy.

because they want your money

There are lots of pros installing it on youtube. I don't think that would be good for business if their installs were constantly failing.

It’s not good for business - it gives flooring professionals a bad name. I’ve torn out more than my share of floating floors that have a “lifetime waterproof warranty”. It’s all a Marketing ploy. These youtubers are not professionals and are likely endorsing these products. It’s your money so you do you.

https://www.youtube.com/watch?v=Lh-2GBUs9OU&t=379s

Carefully sand the finish in the dent and feather it out an inch or so. Pour a small amount of boiling water into the dent and let it soak in. Keep doing this until it is saturated. Put a damp towel over it with an iron to keep adding heat. The water will expand the wood fibers and pop the dent out--no saying how much, but it will be better than it is. The heat isn't really to make steam, it's to keep the wood hot so that the fibers can move as they swell. The glue that holds cellulose fibers together in wood is called lignin, and it softens at high temperatures allowing the fibers to move. This is how wood bending works. When you take the heat away, the lignin solidifies again and prevents the fibers from springing back as the wood then dries out.

How long should I soak?

Toilet paper because it is best at holding water. Wad of paper, boiling hot water, form paper into mound filling dent. Let it sit for a half hour at least because oak is dense. Then use iron to hest the tp and boil the water.

Should I poke tiny holes before soaking?

If just about esthetics, spray paint it?

I was considering this too.

We used a thick LVP and laid it right over the tile. Came out fine and no issues for 3 years!

Did you fill in the grout lines before laying?

you really wannatry to lay LVP over tile?

Online. Why wouldn't it work?

Los Cab in Fountain Valley currently has 39 courts with more coming for the upcoming PPA tournament.

I've heard of this place but membership is a bit pricey. Also not sure how often you can play since I don't see a schedule posted.

Pricey? I think it's like $100/month (maybe less). TTC (The Tennis Club) in Newport Beach is $220/month with a steep initiation fee.

You think it's worth joining los cab if there are plenty of other public courts?

You don't really have to prep. Just knock down any high spots with a scraper, putty knife or cut it out with a utility knife. Put your flooring down first. If it's floating lvp, then make sure there's a .25in gap between the floor and edge. Your baseboard can sit right on top of the flooring.

I don't need a gap anymore because the bottom part of the drywall is missing so I can go all the way to the edge of the tile. Should I use loctite or just caulk for adhesive?

Wonder why it's only peeling up at that one spot. Did they not prime the ceiling before painting? Looks like it stuck to the corner joint tape but not the sheetrock.

What about using some sort of adhesive behind it and then covering up that peeled spot with spackle and just painting that spot?

What's the reason for the wiggle room? Doing my taxes it says I have 3,340 excess. Why recharacterize more than that?

If you end up making an error on your tax return and have to amend, you could then have recharacterized too little and then you're in a mess. Really no harm in rounding up

Sorry last question. I completed the recharacterization and now there is about $5000 in my tIRA (4000 + 1000 gains) account. Once I convert it back to Roth, do I report this on next year's tax return?

Hi OP, I live in miracle mile and I love it! Parking absolutely can be challenging after 7-8pm on weekdays, but it’s a very quiet and safe area and central to everything. 20 min to weho, 20 min to century city, 20 min to DTLA, etc.

Do you recommend the older smaller buildings that are on these streets or the newer modern corporate ones managed by Essex? They look nice, plus they usually have a garage. I would need a dedicated parking space. Also planning to fit my car and motorcycle in one spot.

Haha they’re honestly right, parking is worse north of wilshire because most of the streets are reserved for permits. But where I lived a bit further south we had no problems.

Permits for residents?

I guess you won’t really know until that piece is up. It looks like the wood and tile both continue under it. So you could have the lvp go up as far as the tile does under the marble.

Oh, I didn't think the threshold was above the tile. It looks like the tile butts up against it but maybe the caulk is throwing me off. I was planning to take a hammer to it to crack the threshold but if there is tile underneath maybe I should try a different technique.

I wouldn’t lay the LVP up against the wood. Pull the baseboards and lay up to the wall, leaving an expansion gap. Then put the baseboards back or replace with new. For the door trim, get an oscillating multi tool (harbor freight has them for like $20). Use a scrap piece of flooring as a guide for height and trim the bottom of the door frame off. Then the LVP can slide right under it. As far as the threshold, I’d just pull the marble one and get an oak threshold and seal it. That will just screw down between the two floors. Since you’re putting a floor over a floor, it might interfere with the door. But you can just pop it off the hinges and shave a bit off the bottom.

Another question. If I put an oak threshold to replace the marble, I would most likely need to lay the lvp further than the current existing tile. What do I fill in that space? Plywood? Or some kind of cement mixture?

So you're really just talking about making 60k of income a year and spending 100k a year

Pretty much how any investment account works. Basis + gains.

So question. Why is your account equal parts gain, equal parts basis? Most people have more gain than basis by the time they retire. Especially since they continue to generate gains after retirement, but are no longer contributing. You may be able to do 50/50 withdrawal when you first retire, but what about decades after the contributions stop?

The gains is actually the 60K piece without the standard deduction. The 40/60 ratio is just an example and of course will change over time.

Honestly not really close. 4% drawdown is considered normal. So if you applied 4% to your net worth you’d have just under your expenses. Unfortunately you are 45 so you probably can’t draw from your 401k and you can only withdraw principal from your Roth. So you’ve got around $200k in liquid assets. If you tried to retire now even if you lived modestly you’d almost certainly be going back to work in less than 10 years.

I said I would plan to move to a lcol city. Bangkok for example I could live on 30K. I would access my 401K early through a roth ladder.

I’ve been there a few times. First was back in 1999 and it was awesome. The last time I went was around 2010. Was ok but not as I remembered. Smelled of sewage and was seriously over developed.

I actually haven't been but sounds like a happy medium. Not too boring but too as crazy as Phuket or Pattaya.

You could look for a real estate agent to help you with the rentals so that if something happens to the tenant the real estate company can help you in the middle and take on some of the tenant's responsibilities.

I'd hire a good property manager.

How would they know if you’re renting it out if you remain the primary owner?

What do you mean? I'll be receiving rental income and my address would change when I move.

California's "Exodus":

Nah, the exodus has continuously been growing in number since 2015. In 2021 407K people left.