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  1. Yep pretty straightforward to set up, my landlord takes PayPal so I actually paid my rent via PayPal with Bilt, very similar with ACH

  2. Not related to your question, but keep in mind Costco adds another year to the warranty.

  3. +1 to this, but if you have a friend working for Apple, they may give you friend and family discount that may be wroth it more to buy directly, also don’t forget Apple’s education discount

  4. Purchase a $99 one-way ticket. Anything under $109 is technically coded as a non-flight item and triggers the credit. So you can book a short flight for two people for just under $200 and then cancel it after the credit posts. The credits are then put into your account and never expire. If you do a WGA+ flight then you can transfer it to any other member as well.

  5. Interesting, will this be fixed? And what will happen if you can’t refund the southwest flight?

  6. It's been around for years so no idea if they will fix it. And all SW flights are refundable to at least SW credit.

  7. Thanks, I fly southwest and I don’t usually buy things on the flight cuz they are expensive af lol do you know if this method works for other budget airlines with flight cost under $100?

  8. Sometime you may negotiate medical costs with hospitals, try do that first to save some $ then put those on credits

  9. Bilt, especially if you rent (1x on rent and they support PayPal/check fee free) you earn 3x point and can be redeem for Hyatt

  10. Thanks! I don't have credit cards that are good for hotels specifically, so it's basically a 1:1 ratio as well. So cash is usually better in those cases.

  11. +1, especially if you are traveling with family where getting reward flights for multiple people is a lot harder then finding good value for your points for hotel room

  12. For me my rent is around $4K so 4K points a month I think is worth the hassle, and I guess it is interest free 1 month loan 😅

  13. I agree with this, but beware it’s a very slippery slope, especially if you are living paycheck to paycheck this tightly.

  14. Come to say this, Discover offer you to take cash out and will charge it with credit (so you only need to pay it later at due date and without interest if paid in full), there is a limit and only some grocery chain supports it (but most likely there will be 1 nearby)

  15. My renewal was slightly cheap ($5 over 6 months) but still the cheapest across different companies. I called every time there is renewal and mentioned competitors being cheaper (Progressive, etc), even when the rate are comparable. IDK if that help them to not increase my rate (being with them for 4 years now)

  16. My favorite one now is Bilt (Earn 1x point on rent fee free: Edit out referral due to rule, but feel free to DM me if this is helpful 😅). The point can be converted to many hotel (Hyatt) and airlines (Turkish) so I value those up to 1.8 cpp, so essentially a 1.8% discount on rent. (I personally use their generated checking account to pay rent via PayPal to my landlord, now almost all methods work except Zelle). Also it’s a great dining card (3X).

  17. You, the companies are not the victim (CEO/exec still come out rich), it’s the users who will be the victim

  18. I'm still not seeing the relevance of these very rare discounts-for-BTC use scenarios. In the developed world, these are mostly marketing ploys to get users to download apps or something similar. It isn't because there's more value to the merchant in receiving BTC.

  19. Dude the chipotle 10% off is just a one-time thing like a sign up discount, not a permanent 10% discount using crypto. Stop spreading misinformation.

  20. How am I the one spreading misinformation? Shouldn't you be talking to the other guy?

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